Live below your means.

I'm 21. I have a full time job. I shop. I eat. I take taxis. And the day before I get my pay, I find that I am always broke. Why? Because I can never find the discipline to live below my means. But I'm getting there... I'm almost there. I'm learning to live a comfortable life, and not a wasteful one. I'm learning that it's pointless to try and live life to fool myself into thinking that wealth is measured in material objects. A Ferragamo bag, a silk robe, a pair of Jimmy Choo's... they are beautiful, but they don't mean anything. I'm learning that it is not about spending to impress others.

Manage your money wisely so that your money does not manage you. Always live well below your means, and redefine your definition of 'rich'. Because wealth is about being able to live comfortably, and then helping somebody else to do the same.